All In the Family: 5 Tips For Multi-Generational Living
Multi-generational homes are a popular choice among homeowners looking to maintain a close relationship with their loved ones while saving money on rent, daycare, senior care and mortgage payments. In fact, roughly 2.2 million people (or 6% of the ...
Posted by Paul Paiva on October 8, 2020 in Home Buying Tips
5 Benefits of Buying a Home With a Secondary Suite
Whether you’re looking to minimize your mortgage payments, boost your monthly income, or break into the world of real estate investing, there are numerous advantages to buying a home with a secondary suite.
What is a Secondary ...
Posted by Robert Hasek on September 24, 2020 in Buying a Home
Closing Costs: Here’s What You Need to Know
Closing costs are one-time legal and administrative fees that accompany the purchase of a home. Ranging from 1.5 – 4% (depending), you’ll want to plan for these additional expenses beforehand, to avoid any unwelcome surprises come sale ...
Posted by Paul Paiva on August 20, 2020 in Mortgage and Financial
7 Things No One Tells You About Buying a Home
From the importance of teaming up with a REALTOR® to preparing for hidden costs, there are several things you should know before heading out to purchase a home (even if you already have experience).
We’re here to help!
Posted by Robert Hasek on August 13, 2020 in Home Buying Tips
Mortgage Default Insurance: Your Questions Answered
Learn more about mortgage default insurance, what it covers and how much it costs while gaining insight into Canada’s top three mortgage default insurance providers.
What is Mortgage Default Insurance?
In Canada, mortgage default ...
Posted by Robert Hasek on July 30, 2020 in Mortgages
7 Things to Negotiate When Buying a Home (Beyond Price)
When it comes to buying a home, did you know there are several things you can negotiate with a seller other than price? And that many of these negotiable items can save you time and money (potentially hundreds or thousands of dollars) on your ...
Posted by Paul Paiva on July 23, 2020 in Buying a Home
New CMHC Mortgage Rules: What Do They Mean For Home Buyers?
The Canadian Mortgage and Housing Corporation (CMHC) has announced tighter rules for mortgage applicants, effective July 1st, 2020. How will these changes affect your ability to buy a home? Here’s what you need to know:
New Limits on Debt ...
Posted by Paul Paiva on June 25, 2020 in Buying a Home
Home Insurance: Your Questions Answered
Learn more about home insurance, what it covers and how much it costs, while gaining insight into Alberta’s top home insurance providers.
What is Home Insurance, Exactly?
Home insurance protects your home, and its contents, in the event ...
Posted by Robert Hasek on April 23, 2020 in Home Buying Tips
Is Now a Good Time to Buy a Home?
There’s no doubt the COVID-19 pandemic has created a lot of uncertainty for those looking to buy a home in the capital region. With so many homeowners facing financial hardship, the very idea of entering the real estate market has prospective ...
Posted by Robert Hasek on April 9, 2020 in Home Buying Tips
Getting Pre-Approved For a Mortgage: Your Questions Answered
As a home buyer, you have a variety of different mortgage sources available. Here are our top mortgage pre-approval questions answered!
Where Can I Get Pre-Approved?
Typically sought through a bank or other financial institution, pre-approvals are ...
Posted by Paul Paiva on March 12, 2020 in Mortgages
Downsizing: 10 Essential Do’s and Don’ts
Are you thinking about downsizing your Edmonton home? Read this helpful list of do’s and don’ts first.
Don’t: Wait Until the Last Minute
Sorting through an entire home’s worth of possessions can take weeks or even ...
Posted by Paul Paiva on January 28, 2020 in Downsizing
5 Smart Home Devices That Will Help You Save Money
Smart home devices don’t just improve safety, comfort and convenience, they can also save you a ton of money. Reduce your utility bills with the help of these ultra-effective smart home products.
1. Programmable Thermostats
With heating and ...
Posted by Paul Paiva on January 16, 2020 in Home Tips
The Pros and Cons of Attached and Detached Garages
One garage is as good as another, right? Well, not exactly. When it comes to attached vs. detached garages, there are some significant differences - and knowing the pros and cons of each will help you make the right decision when buying or building ...
Posted by Paul Paiva on January 7, 2020 in Home Buying Tips
6 Reasons to Work With a REALTOR® When Buying a New Construction Home
Are you considering purchasing a new construction home? Here are six great reasons why you’ll want to partner with an expert REALTOR® beforehand:
1. They Know the Best Builders
A good REALTOR® will be able to refer you to a variety of ...
Posted by Robert Hasek on December 20, 2019 in Buying a Home
5 Critical Facts Every Home Buyer Should Know
Regardless of whether it’s your first or hundredth time hitting the Edmonton market, the decision to purchase a home is always a big one. Ensure the process goes as smoothly as possible by keeping these 5 critical facts in mind.
Posted by Robert Hasek on November 29, 2019 in Home Buying Tips
Alberta’s New Home Warranty Explained
Are you thinking about buying a new construction home? Did you know that under Alberta’s New Home Buyer Protection Act, all new builds are required to have a minimum 10-year warranty?
While coverage terms may vary from builder to ...
Posted by Robert Hasek on November 18, 2019 in Buying a Home
4 Ways to Pay Your Mortgage Off Faster
Paying your mortgage off faster comes with some significant financial perks, including lower interest rates, improved financial stability and increased cash flow. While it may seem like an impossible feat at first, its much easier than you think ...
Posted by Paul Paiva on November 7, 2019 in Mortgages
How Much Do You Need For a Down Payment?
To find out how much cash you’ll really need, get the facts on all things down payment:
Minimum Down Payment
The minimum down payment required to buy a home in Edmonton (and Canada) is 5% of the purchase price. Of course, this ...
Posted by Paul Paiva on October 31, 2019 in Mortgages
Top Tips for Saving Your Down Payment
Trying to save for your dream home but finding yourself a little strapped for cash? These top tips will make saving for your down payment a whole lot easier.
Determine Your New Home Wants vs. Needs
First things first, you’ll need ...
Posted by Paul Paiva on September 12, 2019 in Buying a Home
10 Common Questions About Mortgages
1. How Much of a Down Payment Do I Need?
The minimum down payment required to buy a home in Edmonton is 5% of the overall purchase price. To calculate exactly how much you’ll need, we recommend using a down payment calculator. Keep in mind, ...
Posted by Paul Paiva on September 5, 2019 in Mortgages